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Licensed independent agents

Top 5 Questions to Ask Licensed Independent Agents About Medicare Near You Before Enrolling Choosing the right health plan is a significant decision, and it...

Medicare Part D Changes for 2024: What you need to know

Medicare Part D, the prescription drug coverage program for individuals over 65 and individuals with disabilities, plays a crucial role in ensuring access to affordable medications. Each year, the...

Medicare Fraud and Abuse

Medicare fraud and abuse: How to protect yourself Medicare, the federal health insurance program that millions of Americans rely on, is designed to provide...

Medicare Insurance Solutions

Understanding Medicare Insurance Solutions: A Comprehensive Guide In a world where access to quality healthcare is paramount, having a solid understanding of...

Licensed Insurance Agents

Licensed Insurance Agents: What They Do and Why You Need Them Are you approaching the Medicare eligibility age? Are you confused about Medicare insurance...

Medicare Changes in 2023:

Medicare Changes in 2023: Updates and Impact on Beneficiaries Medicare is a well-known and vital healthcare program for millions of Americans. Each year,...

Top Insurance Agencies

Reviewing many Top Insurance Agencies: Which One is Right for You Finding the right...

Insurance Agents vs Brokers

Licensed Insurance Agents vs Brokers: Which is Right for You? If you are nearing retirement or are already a Medicare beneficiary, you may encounter the terms...

7 Medical Tests Every Senior Should Get

“Prevention is better than cure” – this statement well sums up the important aspect of life which is health. It is better to be safe than suffer. Not only the senior citizens but the youth are also...

Medigap Plan F or Plan G : Which Medicare Plan is Right for You?

Are you considering a Medigap plan but unsure which option is best for your needs? With two of the most popular options, Plan F and Plan G, it can be daunting to make the right choice because each...

How Does Medicare Cover When You Travel?

As we get older, many of us enjoy travelling more. But what happens if we get sick or injured while away from home? How does Medicare cover us? This blog will explain how Medicare covers when you...

Why Do You Need To Hire a Medicare Insurance Agent?

Finding the right Medicare plan from an authorized Medicare insurance company is daunting. So, if you are looking forward to buying a medical insurance plan, you can start by browsing the Internet...

How to Choose A Perfect Medicare Plan

A general question everyone asks is, “What is the best medicare insurance plan?” The truth is that there is not a one-size-fits-all solution when it comes to choosing Medicare Insurance. The most...

Practical Tips To Choose The Right Medicare Plan For You

Are you looking for Medicare coverage that fits your lifestyle and helps you achieve your health goals? Knowing just a few key facts can simplify the process of choosing the right Medicare plan....

The Ultimate Guide For Medicare Enrollment

It’s no secret that healthcare prices are continuously increasing. In fact, according to a recent study, it is expected to grow continually at a rate of 5.5% annually over the next decade. With...

Why do You need To Choose Medicare Advantage Plan After Old Age?

Finding a plan that supports your health, lifestyle, and budget is critical since good health is crucial. Take into account your care requirements and potential quality of life after 65. You might...

The Ultimate Guide To Comparing Medicare Advantage Plans

The Ultimate Guide To Comparing Medicare Advantage Plans Do you want to buy Best Medicare Advantage plans? If yes, you will be concerned about several...

How Do Medicare Advantage Plans Work?

How Do Medicare Advantage Plans Work? Medicare Advantage plan is a popular...

What are the Pros and Cons of Medicare Advantage Plans?

You may ask if enrolling in a Medicare Advantage plan or Original Medicare is preferable. There is no straightforward answer because Medicare Advantage solutions provide crucial advantages that...

Why Choose An Independent Medicare Insurance Agent?

For people who have reached the age of 65 and become eligible for Medicare insurance solutions, several options must be made regarding effectively utilizing the program to fulfill their healthcare...

Which is the right Medicare Supplement Plan for you?

Original Medicare (Medicare Part A and Part B) does not fully cover your health care. Because of that, many seniors enroll in a Medicare supplement plan (Medigap) to help cover costs not covered...

Know The Difference Between Medicare Advantage And Medigap

Private insurers offer Medicare Advantage and Medigap plans, but they differ significantly. While Medicare Advantage plans replace Original Medicare and often offer more coverage, Medigap is...

Top 10 Tips To Choose right Medicare Insurance Brokers

With so many insurers and options to select from, finding the right medicare advantage may seem difficult. How can you ensure you’ve selected the right...

7 Things That Medicare Doesn’t Cover

Medicare Part A and Part B, aka Original Medicare or traditional Medicare, cover most medical expenses once you reach age 65....

What To Do When You Need Extra Help With Medicare

Medicare health solutions recipients are covered for hospital stays under Medicare Part A and routine medical services...

What are the 5 Benefits of Online Medicare Enrollment?

Applying for Medicare enrollment may sound like a...

Which is better for you? Original Medicare or Medicare Advantage?

Medicare Advantage solution offers an alternative to original Medicare and provides coverage through private insurers. Original Medicare is less expensive but does not cover all Medicare Advantage...

What is Medicare Program and how does it work?

Medicare is a federal healthcare program. It offers health insurance to those over 65 and to people with specific disabilities who are younger than 65....

How To Avoid Medicare Enrollment Mistakes?

According to the most recent Consumer Expenditure Survey, healthcare is the third-largest expense for retirees. These costs will only rise further....

What to do with Medicare when Moving out of State?

Moving is time-consuming and potentially costly, especially if relocating across state lines. The good news is that your prior Medicare coverage will be maintained, no matter where you reside. Your...

What is a Medicare Flex Card? Does it have benefits for Seniors

Flex cards are a kind of debit card particularly designed for medical flex card benefits and could be used instead of cash for purchasing any medical equipment or services. These cards are offered...

Importance of Medicare Advantage in Health Policy and Health Services Research

The Importance of Medicare Advantages: Healthcare services in the United States are subsidized via the Medicare program which is run...

Which Medicare Plan Is The BEST For 2023?

Medicare Original Medicare (Medicare Part A, Part B) does not cover healthcare expenses. Due to this, some seniors opt to join a Medicare Supplement (Medigap), which plans to cover the costs that...

Medigap Plan G: Understanding and Its Coverage

Medicare Supplement Plan G covers your share of medical costs (with exemptions for an outpatient’s deductible) as your initial Medicare includes. It’s also known as Medigap Plan G. Original...

Medicare and Nursing Homes: Coverage and Other Things to Know

Medicare is an insurance program that covers people aged 65 or over (and with specific medical ailments) throughout the United States. The programs cover...

Life Alert And Medicare Coverage: What You Need to Know

Life Alert or Medical emergency response systems can provide a sense of security for individuals, especially when you live alone. The system also ensures security and peace of mind for those prone...

Medicare And Cardiovascular Disease: Screening, Coverage, and Cost

Cardiovascular refers to the blood vessels and the heart. Any disease that affects the cardiovascular system is called cardiovascular disease, such as heart stroke or heart attack....

Medicare Open-Heart Surgery: What You Need to Know?

“Does Medicare pay for open-heart surgery?” is a frequently asked question. Heart surgery is covered by Medicare in different ways, including coronary bypass surgery or open-heart surgery, which...

Pain Management: Medicare Coverage and How Much it Costs?

The word “pain management” can refer to a variety of things. For example, following surgery or an injury, some patients may require short-term pain management. Others may require long-term pain...

Dental Coverage: Original Medicare and Ways to Get the Cover

The world of Medicare can be a bit confusing regarding what services are covered by the different parts of Medicare. In addition, many oral problems, such as bad breath and tooth decay, become...

Occupational Therapy: Does Medicare Cover It?

Occupational therapy is a viable option to help patients recover from surgery, illness, or an accident. In addition, Medicare patients can benefit from the expertise of an occupational therapist in...

Is Arthritis Covered by Medicare?

Arthritis is a common concern for people in the United States. It is estimated by the Centers for Disease Control and Prevention (CDC) that 58.5 million American people are affected by arthritis....

Medicare Part D Donut Hole: What is it and How to Avoid It

If you’re planning to enroll in a Part D plan or already enrolled in one, it’s essential to know exactly how Medicare donut hole functions. Below, we have discussed how the donut hole works and how...

Skilled Nursing Facility (SNFs) & Medicare: What You Don’t Know

Generally, Medicare does not cover long-term care in nursing homes, assisted living facilities, or people’s homes. However,...

What You Need to Know About Qualified Medicare Beneficiary (QMB) Program

The Qualified Medicare Beneficiaries (QMB) program assists Medicare beneficiaries in paying for medical services. To be eligible for the QMB program, you must be enrolled in Medicare Part A...

Medicare Advantage Plan: Tips & Ways to Choose the Best Plan

Your healthcare demands are unique. And so are your Medicare options. First, of course, you want a plan that provides the coverage you require. Meanwhile, you’ll also want one that’s gentle on your...

Things to Consider When Choosing a Medicare Plan in California

Before choosing a Medicare plan in California: To choose the best plan, you should look at the costs, benefits, and quality....

Telehealth Services: What is It and Does Medicare Cover It?

Medicare is an insurance policy for people who are 65 or older. Since the older group is more at risk for contracting COVID-19, the elders had the highest number of trips to online health by 2020....

What to Know About Dual Eligibility for Medicare & Medicaid

Despite their similarities, Medicare and Medicaid are two distinct systems. One is designed to serve the aged and disabled, while the other serves low-income individuals and families. Both programs...

Medicare Advantage: Out of Pocket Costs You May Have

“Out-of-pocket expenses” in the context of health insurance refer to a person’s medical expenses, those not covered by the policy. The uninsured healthcare costs include deductibles, coinsurance,...

Chiropractic Services: Medicare Coverage and Costs

Every year, almost 22 million Americans visit chiropractors. Out of these, 35% seek relief from back pain due to several causes, such as accidents, sports injuries, and muscle strains. Meanwhile,...

Medicare Cost: Here’s What You Have to Pay in 2022

It can be challenging to navigate a complicated Medicare system with fees that fluctuate year to year. Understanding these shifts and expecting changes in 2022 will help you be prepared for them....

Original Medicare And Medicare Advantage: What’s New in 2022

The most significant change for Medicare’s almost 64 million members in 2022 will be higher premiums and deductibles for medical services under the federal government’s healthcare insurance program...

Medicare Part B GUIDE: Eligibility, Services Covered, and Costs

Original Medicare has two parts: Part A (provides inpatient/hospital coverage) and Part B (provides outpatient medical coverage). Certainly, Part B is optional, but it helps you with many...

Difference Between Welcome to Medicare and Annual Wellness Visit

Medicare Preventive Visit and Annual Wellness Visit may sound the same and can often be used interchangeably by the beneficiaries but are actually pretty different. Those who understand Medicare at...

10 Common Myths About Medicare — Debunked!

For millions of people in the United States, Medicare is a necessity. And you’re likely to find a lot of resources about it on the web as well. But, again, this is because the subject can be...

Medicare Part D: Eligibility, Enrollment, and Costs to Know

Medicare Part D, also called Medicare prescription drug coverage, helps pay for prescription drugs not covered under Parts A or B. Though the federal government pays 75% of medication charges for...

Medicare Coverage & Allergy: Eligibility, Testing, and Treatment

Allergies are a chronic reaction of the immune system to allergens. Allergens could be pollen, grass, food, and other irritants....

Medicare Card: Things You Need to Know

Medicare is a health insurance program designed for people aged 65 or above. However, those with specific disabilities and below 65 can also enroll in the program. You can take advantage of your...

Medicare Coverage: Breast Cancer Diagnosis, Treatment, and FAQs

Does Medicare cover mammograms and breast cancer treatment? Indeed! Medicare covers some of the costs of mammograms and...

Enrolling in Medicare: 5 Things You Need to Know

James is a 62-year-old man who has finally decided to sign up for Medicare. He was confused by the process and tried to sign up online, but he couldn’t understand all the medical terms used on the...

How to File a Medicare Appeal Under Different Medicare Plans

Medicare reimbursements can be tricky at times. Sometimes it can be challenging to understand where you stand with your Medicare claim. But don’t give up hope if Medicare denies your coverage!...

8 Unexpected Ways to Reduce Your Prescription Drug Costs

Anyone who takes medications regularly or has taken them for a specific duration knows that medications are costly. Talking about elders, over 75% of seniors take prescription drugs. No wonder high...

Services Not Covered by Original Medicare That You Must Know

Medicare is perfect healthcare coverage for many beneficiaries. However, some still find it insufficient in many instances and have to enroll in other programs to keep themselves covered. The...

Medicare Extra Help: Eligibility & How to Apply

18.4% of Americans were found to be covered by Medicare in 2020. But not everyone can afford the costs incurred by prescription drugs. That’s where the Medicare Extra Help program comes into play....

Medicare Eligibility and Coverage for Non-Working Spouse

Medicare isn’t just for retired workers. You, including your spouse, can get Medicare if you belong to the US with valid citizenship or legal residency for at least five years and meet the...

6 Best Ways to Enhance Your Medicare Benefits

Medicare has a crucial role in the health of nearly 60 million Americans. Yet, many of its benefits are neglected, underutilized, or misunderstood....

Tips to Minimize Your Medicare Out-of-Pocket Costs

Most Medicare beneficiaries are exposed to out-of-pocket risk in one way or another. According to new research, 39% were enrolled in Medicare Advantage plans in 2018. Such alternatives to Original...

6 Medicare Mistakes That You Should Avoid

Medicare is still new to many people entering the program. It’s not a minefield exactly, but some pitfalls and traps can be costly unless you take care and avoid them....

Still Working at 65? What You Need to Know About Signing Up for Medicare

Whether you work at age 65 or not, you will still be eligible for Medicare coverage. However, registration for Medicare is not compulsory. In fact, you may prefer to stick to health care coverage...

Medicare Annual Enrollment Period (AEP): Here’s What You Need to Know

Do you want to change your Medicare plan? There are dedicated periods when you can opt for such changes. Some of these periods may vary depending on the type of your Medicare plan. For instance,...

Medicare Home Health Care

Many healthcare treatments once used to offer only in a hospital or a doctor’s office can now be done at your home. Home health care is usually cheaper, more convenient, and can be just as...

Patient’s Guide to Remote Consultation and How to Prepare for It

Remote consultation allows you and your doctor or a health professional to meet over the phone or the Internet. This way, a person will receive all the benefits without actually visiting the...

Medicare & Disability

Not everyone eligible for Medicare is 65 or older. Although the elderly tend to have increased medical needs, the federal government recognizes that many younger individuals also have serious...

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We do not offer every plan available in your area. Currently we represent 14 organizations which offer 93 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.