Medicare is a federal healthcare program. It offers health insurance to those over 65 and to people with specific disabilities who are younger than 65. 

Medicare provides help with health-related expenses such as hospital stays, doctor visits, and prescription drugs. To preserve a person’s independence, Medicare also helps purchase equipment like wheelchairs, walkers, and scooters.

Suppose you are a Medicare beneficiary with Original Medicare, Part A, and Part B. 

Some rare exceptions might allow you to have coverage from the original Medicare when visiting outside of the U.S. For instance, there are a few instances where this isn’t covered but can happen if:

As of 2022, Arizona had 155 Medicare Advantage plans available. In 2022, the average monthly Medicare Advantage solutions in Arizona plan premium was $11.64, down from $11.74 in 2021. 

Thirty Medicare Advantage plans offered innovative benefits in 2022, such as wellness and care planning, lower cost-sharing, and premium rewards and incentive programs. 

Each offers different levels of flexibility for the care providers in your network, and they vary in price.    

All Medicare Advantage solutions in Arizona plans offer the same coverage under Original Medicare, but the added benefits can be worth an increased premium. 

You will need a primary care doctor (PCP), a referral to specialists, and prior authorization to receive care and specific prescriptions. Drug coverage is generally included in the mix. You cannot buy separate drug coverage.  

It is lower if you stay in the network. PPOs include a preferred network of providers, but you have the ability to select doctors or hospitals from outside of the network at higher costs. You do not need to choose your primary care physician or get referrals for specialists.   

You may see any healthcare provider or Medicare-approved facility that agrees to accept plan payment terms and will receive treatment for you. It can include medication coverage, or you can buy a stand-alone medication plan. Higher costs if you select a provider who does not accept plan terms.    

Medicare Advantage in Indiana is a way to get Original Medicare benefits with extra coverage.

If you have Medicare or soon will have Medicare, you may wonder what your options are. Depending on your situation, you may want to look into Medicare Advantage agents in Indiana.

Medicare Advantage agents in Indiana are an alternative way to get your Medicare A and B benefits. Medicare Advantage plans are available from private Medicare-approved insurance companies and carry the same medical and hospital coverage as Original Medicare (minus hospice care which is covered by Part A). 

However, there are some Medicare Advantage agents in Indiana that offer more benefits, such as vision or dental services and prescription drug coverage.

If you’re new to Medicare Advantage in Indiana, it can be difficult to determine which plan is best for you. There are several types of plans available, and with so many different regions, some of the more popular ones are listed below.